These terms and conditions apply to your use of the PF Financial website. By using this website, you agree to these terms.
Please read them carefully. If you do not agree with these terms, you should not use this website.
About PF Financial
PF Financial Ltd is a company registered in England and Wales under company number 06044532.
Our registered office is:
PF Financial Ltd
1A High Street
Bovingdon
Hemel Hempstead
Hertfordshire
HP3 0HG
PF Financial Ltd is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 627955.
References on this website to "PF Financial", "we", "us" or "our" mean PF Financial Ltd.
Information on this website
We take reasonable care to ensure that the information published on this website is accurate and up to date at the time of publication.
However, financial products, interest rates, tax rules, legislation, regulations and other information can change. We cannot guarantee that all information on the website will always be complete, accurate or current.
We may update, change, remove or replace information on the website at any time without notice.
Where information about a product or service is provided by a third party, we cannot guarantee the accuracy or completeness of that information.
You should always confirm the current terms, costs, rates, features and conditions of any financial product or service before making a decision.
Financial information and advice
Unless we specifically state otherwise, information published on this website is provided for general information purposes only.
Nothing on this website should be treated as personalised financial, investment, legal or tax advice.
Your circumstances, objectives and financial position are individual to you. You should not make a financial decision solely on the basis of general information published on this website.
Where you receive advice directly from PF Financial, that advice will be based on the information you provide to us and will be subject to the separate terms and documentation relating to that service.
Products and services
Information about financial products and services on this website does not constitute an offer, invitation or recommendation to enter into a particular transaction.
The availability and suitability of any product or service will depend on your individual circumstances, the relevant provider's criteria and the terms available at the time.
Any examples, illustrations, rates or figures shown on the website are for general guidance unless expressly stated otherwise.
Where we provide information comparing products or services, this may not include every product or service available in the market.
Use of this website
You may use this website and its content for your own personal and non-commercial purposes.
You must not use this website:
- for any unlawful or fraudulent purpose;
- in a way that could damage, disable or impair the website or interfere with another person's use of it;
- to attempt to gain unauthorised access to the website, its systems or associated networks;
- to reproduce, distribute, sell or commercially exploit its content without our prior written permission; or
- in any way that infringes our intellectual property rights or those of another party.
We reserve the right to restrict or withdraw access to all or part of the website where reasonably necessary.
Intellectual property
Unless otherwise stated, all intellectual property rights in this website and its content belong to PF Financial Ltd or have been licensed to us for our use.
This includes, but is not limited to, the website design, written content, graphics, images, logos, trade names and other materials.
You may view, download or print reasonable extracts from the website for your personal, non-commercial use.
You must not reproduce, modify, republish, distribute or commercially exploit any part of the website without our prior written permission.
Nothing in these terms grants you any right to use a trade mark, logo, brand name or other intellectual property belonging to PF Financial Ltd or any third party.
Links to other websites
Our website may contain links to websites operated by third parties.
These links are provided for convenience or additional information. Unless we expressly state otherwise, a link does not mean that PF Financial endorses or recommends the third-party website, its operator, its content, or any products or services offered through it.
We do not control third-party websites and are not responsible for their content, availability, security or accuracy.
If you follow a link to another website, you do so at your own discretion and the terms applying to that website will govern your use of it.
Website availability
We aim to keep the website available and operating correctly, but we cannot guarantee that access will always be uninterrupted or error-free.
We may suspend, withdraw, change or restrict access to all or part of the website for maintenance, security, operational or other reasons.
We do not guarantee that the website will be free from viruses or other harmful material. You are responsible for ensuring that the devices and systems you use to access the website are appropriately protected.
Our liability
Nothing in these terms excludes or limits any liability that cannot legally be excluded or limited.
Subject to this, PF Financial Ltd will not be responsible for any indirect or consequential loss arising from your use of, or inability to use, this website.
We will not be responsible for loss resulting from:
- reliance on general information published on the website without obtaining appropriate advice;
- information supplied by third parties;
- information that has become inaccurate or out of date since publication;
- the availability, content or operation of a third-party website; or
- events or circumstances outside our reasonable control.
Nothing in these terms affects your statutory rights.
Use outside the United Kingdom
This website is intended primarily for users in the United Kingdom and provides information about products and services relevant to the UK market.
Products, services and regulatory protections referred to on this website may not be available or applicable in other countries.
If you access the website from outside the United Kingdom, you are responsible for ensuring that your use of the website complies with any laws or regulations that apply to you.
Changes to these terms
We may update these Website Terms & Conditions from time to time to reflect changes to the website, our services, legislation, regulation or our business.
The latest version will be published on this page.
We recommend checking this page periodically if you use the website regularly.
Governing law
These terms and your use of this website are governed by the laws of England and Wales.
Any dispute arising in connection with these terms or your use of the website will be subject to the jurisdiction of the courts of England and Wales, except where applicable consumer law gives you the right to bring proceedings elsewhere.
Contact us
If you have any questions about these Website Terms & Conditions, you can contact us through the website or write to:
PF Financial Ltd
1A High Street
Bovingdon
Hemel Hempstead
Hertfordshire
HP3 0HG